Starting Score: EQ 583 TU04 619 EX 592 (lender pull) 2010
Good Luck with the short sale! While the credit sounded great, I find that all it did was allow the sellers to jack the prices up 8K or more and not be as flexible as they should be in this current housing market. I decided to wait out the credit and noticed that after 4/30 prices started to drop slightly, but I'm noticing after 6/30 they have dropped even more and sellers are offering incentives in the form of closing costs assistance along with reduced prices. I also notice that houses are back on the market probably from people rushing to sign contracts to get the FTB credit and the deals fell through. Im no expert, but I did my own "market analysis" and I am glad that I waited 
Starting Score: 501 5/23/09
I was on the IRS website today checking to see if they received my package to get the homebuyer tax credit. It clearly states that the deadline has been extended to September 30, 2010, as long as you were under contract by April 30, 2010.
Yip-peeeee for those of you rushing to close by June 30th but had complications with your settlement. This gives you more time to get things in order.
Good Luck to ya.
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