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Hi- we are doing FHA, and have been approved with conditions (Just need updated bank statement and appraisal) Process began 2/10/15 - I'm just wondering if anyone has closed, and if they know if flagstar bank pulls credit (either soft or hard) before closiing for funding?
Any insight will be greatly appreciated
I would be surprised if any lender didn't do a pull right before closing.
I closed with them 2 years ago and at that time they soft pulled right before closing
cant sell the loan on the open market if you dont pull a final report(or at least monitor credit thru the process)