Haven't been on in awhile, but things have been progressing excitedly. Received a the loan commitment (conditional...~30 of 'em! - might see a post about them in the future
a couple weeks ago and had our preconstruction meeting last week, our lot gets staked out this week. We are stoked!
Was wondering your thoughts on our GFE. It goes like this...
Conventional 30yrs/ 3.875% 247,200 loan amount. (260,210 with 5% (13,010 down))
A.
Adjusted Origination Charge $1,270 I think this includes 635 for processing and underwriting fees each, with no actual origination fee.
B.
Appraisal Fee .....450
Credit Report ........50
Tax Service ..........75
Flood Certification 12.50
MIP....................4890.60
Title services and lender's title ins................600
Owners title insurance................................1000
Govt recording charges................................100
Initial dep for escrow account.......................800.36
Daily interest charges(26.2438 for 17 days) 446.14
Homeowners Insurance..............................1211.28
B Total - 9,635.88
Total Estimated Settlement Charges A+B.......10,905.88
I appreciate everyone's time as always!
Looks fine to me, no Out-of-Line fees that I can tell.
FICO 9: 
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.
Goal: Gardening!
Yea, looks good to me to. 