Anyone know of lenders that use FICO 8 scores?

[JVille]

Highly unusual and scarier still is that I’ve spoken with Lenders who don’t even know that Fico comes in different flavors! Much less the version they are using.

[me12345]

None that I've ever heard of.....Sorry

[Anonymous]

Do you know what lenders uses FICO 8 for construction loans ?

[Anonymous]

@ME 12345  - I see you are a Senior Officer that works for loans in Florida- Do you offer the FHA new construction to perm loan -- I am looking for a lender

thanks

[Anonymous]

I live in VA and I emailed McLean mortgage to confirm this and they told me they do not, only the old FICO scores most banks use.   

[Anonymous]

Yes it's true I talk to 3 lenders and none of them had no clue of what FICO version they used, they didn't even know different FICO versions even existed... My FICO 8 is 645 my FICO 2 is 553 that's almost 100 points different.

[Mortgage-Specialist]

Are you trying to go FHA?

[michaels88369]

I am using TJC currently in Alabama and they didn't pull FICO 8's. They pulled my 5,4,2 scores and they matched perfectly from what I pulled on here.

[Anonymous]

Omg! My FICO scores are the same. My FICO 8 is 645 but my 2, 3 and 5's are like in the very low 500s. Ive been working hard to build it up but it seems like only FICO 8 is going up and the others arent even budging.

[Anonymous]

Hi, do you have contact information?