07-17-2012 08:50 PM
My husband and I met with a Loan Consultant at PNC today and she was amazing super helpful and very knowledgeable. Explained everything to us step by and left us with a much better understanding and excited to start looking at houses. Has anyone worked with PNC before? She told us the process from receiving a Pre-approval to closing takes about 30 days.. is it really that quick? Any insight on working with them is truly welcomed, we still want to shop around and check out our CU.
07-18-2012 05:55 AM
07-18-2012 06:32 AM
everyone is different. In my area PNC is one of the last places you can get a free account. and they have online tools that are awesome for saving and budgeting. text alerts, mobile deposits, things our CUs cant offer around here. I will admit their credit cards dont have the best rewards, you have to know how to use them to take advantage of it, but on the whole I think they are solid.
This is one bank that is incentive based on customer service as much as sales. I dont feel pressured into anything when I go.
Thats just me though
07-18-2012 04:43 PM
07-18-2012 06:05 PM
I met with a PNC loan officer on Monday -- I have all of my accounts at PNC, and have been very happy with them. I don't know about the mortgage process, and didn't ask for a timeline -- I'm about a year out from closing. The officer was incredibly helpful, though, and spent more than an hour with me talking about all of my options, costs I'd be looking at, home price, etc.
He said they offer a $1,200 credit on closing costs for first-time homebuyers who take a two hour course. Unless my real estate agency's mortgage branch can offer a significantly better interest rate next year, I'll likely go with PNC.
12-23-2012 03:38 PM
01-11-2013 01:33 PM
Sorrry I havent been on in while was focused on improving scores and getting ready for the process. Did everythng work out okay with you? Were you able to close before year end? We actually ended up switching from PNC as our LO got a new position at Suntrust and also moved other LO's from her office along with her.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.