07-17-2012 08:50 PM
My husband and I met with a Loan Consultant at PNC today and she was amazing super helpful and very knowledgeable. Explained everything to us step by and left us with a much better understanding and excited to start looking at houses. Has anyone worked with PNC before? She told us the process from receiving a Pre-approval to closing takes about 30 days.. is it really that quick? Any insight on working with them is truly welcomed, we still want to shop around and check out our CU.
07-18-2012 05:55 AM
07-18-2012 06:32 AM
everyone is different. In my area PNC is one of the last places you can get a free account. and they have online tools that are awesome for saving and budgeting. text alerts, mobile deposits, things our CUs cant offer around here. I will admit their credit cards dont have the best rewards, you have to know how to use them to take advantage of it, but on the whole I think they are solid.
This is one bank that is incentive based on customer service as much as sales. I dont feel pressured into anything when I go.
Thats just me though
07-18-2012 04:43 PM
07-18-2012 06:05 PM
I met with a PNC loan officer on Monday -- I have all of my accounts at PNC, and have been very happy with them. I don't know about the mortgage process, and didn't ask for a timeline -- I'm about a year out from closing. The officer was incredibly helpful, though, and spent more than an hour with me talking about all of my options, costs I'd be looking at, home price, etc.
He said they offer a $1,200 credit on closing costs for first-time homebuyers who take a two hour course. Unless my real estate agency's mortgage branch can offer a significantly better interest rate next year, I'll likely go with PNC.
12-23-2012 03:38 PM
01-11-2013 01:33 PM
Sorrry I havent been on in while was focused on improving scores and getting ready for the process. Did everythng work out okay with you? Were you able to close before year end? We actually ended up switching from PNC as our LO got a new position at Suntrust and also moved other LO's from her office along with her.