Anyway to get an Experian fico without having the lender pull?

[deg757]

My credit scores just updated with TU at 643 and EQ at 633. My EX fako is 678. We need a mid score of 640 to buy a house. Is there anyway to get my real ex score without the lender pulling first? We are supposed to meet with the lender in two weeks.

[llecs]

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@deg757 wrote:
My credit scores just updated with TU at 643 and EQ at 633. My EX fako is 678. We need a mid score of 640 to buy a house. Is there anyway to get my real ex score without the lender pulling first? We are supposed to meet with the lender in two weeks.

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No unfortunately. There are some CUs out there that'll give you your EX FICO as part of a benefit though.

[Anonymous]

Is there is list of CUs that give a Experian FICO ?

Thanks

[llecs]

I had put together the CMS thread, and at the bottom of the firstpost I started adding places to get your FICO. I stopped because it was hinted to me via a FICO rep that there are many banks and CUs out there that provide FICO scores, but they do so unlawfully and without license. Out of fear of having these opportunities to go away, we stopped putting the list together. We all know about PSECU, but there are others across the country that provide an EX FICO. Check with the CUs in your area to see if they pull EX, and if they'll provide an EX FICO. There are dozens of CUs that provide report and FICO every 6-12 months, and some offer EX.

[tooleman694]

I would just have the lender pull it..