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CA violated one of the FCRA rules/bylaws, I contacted an attorney regarding this. The CA wants to settle but I asked the settlement to include the removal of the CO from my CR. Haven't heard back from attorney as of yet on this addition to the settlement....question is can I still apply for a mortgage with this lawsuit pending?
I don't know the answer to your question.
But, CONGRATULATIONS for
1. Being in a position to ask the CA to delete!
2. Being in a position to apply for a mortgage!
If it were me, I would wait until the CA has deleted the collection from your CR before you apply for a mortgage. Give your FICO score a chance to rebound, present the best possible picture to the potential lender...