Assuming that collection isn't an issue, and you don't go crazy with the size of the loan you request...you should be approved easily. The only question i have is what else is holding your scores down? Not that your scores are terrible, but i would think with a high salary and almost no debt, your payment history must be pretty clean since the bankruptcy, and you'd be in the 700's.
Do you have credit cards that are just paid off? Because you might want to charge a small balance and get your scores higher.
