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Appraisal is in and loan is approved (with conditions)!!!

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LondonMassey
Frequent Contributor

Appraisal is in and loan is approved (with conditions)!!!

Appraisal came back at 60k and I'm under contract for 55k!! Yayyyyyy for equity!

My LO had told me when I talked to her about the recent selling prices of homes in the neighborhood (been under contract since March) that if the appraiser comes back with a higher price, it's a solid one because the company they use is very reserved... I'll take an extra 5k!

Just received an email that my loan has been approved with conditions, too!!!

Anxiously waiting to find out those conditions!! Hopefully it's all stuff my LO needs to do because I need a mental break!!  Smiley Very Happy

Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


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5 REPLIES 5
cracksmeup
Regular Contributor

Re: Appraisal is in and loan is approved (with conditions)!!!

congrats!

Message 2 of 6
Errin1
Contributor

Re: Appraisal is in and loan is approved (with conditions)!!!

Smiley Happy Congrats!!!! Let us know when you get the clear to close!!!

hr> src="http://i.imgur.com/LEYWe.png">Starting Score: TU 610 EQ 655 - 8/2010
Current Score: EQ 714 9/13 EXP 708 8/13 TU 717 8/13
Goal Score: too much of a yoyo, maintain the 700's for 2013

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Message 3 of 6
jinca
Established Member

Re: Appraisal is in and loan is approved (with conditions)!!!

Grats!

 

Our page'o'conditions were all things I didn't need to do, so I wouldn't worry too much. 

Message 4 of 6
LondonMassey
Frequent Contributor

Re: Appraisal is in and loan is approved (with conditions)!!!

I'm on the edge of my seat waiting to find out these conditions so I can get my clear to close! Ughh the waiting sucks!

I've been searching the web for lighting, rugs, and a bunch of other stuff I want but don't necessarily need!

I initially had paint picked out, but now I've changed my mind on all the colors! Also, now that I have decided to keep the upstairs carpet, I can put down any tile and carpet I want to downstairs since I can afford to do one floor of the house. Decisions, decisions, decisions...
Cap1(sc) 550, Cap1 750, Walmart 750, Home Depot 3000, Amazon 700, US Bank 1500, Childrens Place 1100, JC Penney 700, Old Navy 700, PayPal 700, Torrid 700, Lane Bryant 150, Avenue 500, OSP 500, Amex Blue 2000, Disc it 1000, Walmart Disc 2200, Old Navy Visa 1700, Mortgage 09-2012, Car Loan 03-2013



Current Score: EQ 665 EX 687 TU 695


Take the FICO Fitness Challenge
Message 5 of 6
indecison
Regular Contributor

Re: Appraisal is in and loan is approved (with conditions)!!!

Congrats London!! So glad to see this getting closer to reality for you!

Message 6 of 6
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