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Approved for FHA loan, CA added account with $0 balance

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christypagano
Established Member

Approved for FHA loan, CA added account with $0 balance

I've already spoken with my lender about this and he isn't pulling my credit again for closing.  My scores dropped between 15 and 30 points.  I received a notice of $148 debt, I disputed with letter, no word, disputed with email, no word, setup a payment plan, no word, paid $50, no word, assumed no one cared, paid in full on Feb 1.  On Feb 7, this CA (Portfolio Recovery) added a $0 balance collection account to CR.  What do I do? Thanks guys!!
 
 
Message 1 of 3
2 REPLIES 2
ShanetheMortgageMan
Super Contributor

Re: Approved for FHA loan, CA added account with $0 balance

If your credit won't be repulled then you are fine to not do anything and it won't jeopardize the FHA loan you've qualified for.
Free Mortgage Advice & Pre-Approvals (FHA, VA, USDA, Fannie, Freddie, Non-Prime, Construction, Renovation/Rehab, Commercial) since 2002
Located in Southern California and lending in all 50 states
Message 2 of 3
Anonymous
Not applicable

Re: Approved for FHA loan, CA added account with $0 balance

Christy-
 
Check your PM.
Message 3 of 3
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