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So FINALLY,after almost 4 years post Chap 7 BK discharge, I was approved for a home loan. I am totally stoked, that was the easy part.. the hard part is finding a home. Since this is a sellers market it has been extremely difficult to beat out the competition. Wish me luck on my house hunting.
Minus the BK, I'm in the same boat.......getting approved wasn't an issue but now officially letting summer go by as I doubt I will find a home in this market.