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I've been approved for a 240,000 guaranteed USDA loan. I am wondering if I can still put my own money down as a down payment, even though it is 100% financing?
Thanks.
I don't know if the loan programs vary, but our daughter was allowed to add approx. $5,000 as a downpayment to a 100% subsidized loan.
She was approved for approx $130K and the house she purchased sold for $135K.
As I said, she was in a subsidized USDA loan. Her loan closed about 2 weeks ago.
Not only allowed.... But it will make your file stronger.