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Are no income verification, no doc, stated income mortgage loans available for refi?
They are out there but you'll typically need 25% down and rates are about 5% higher than if you can document your income.
I have just learned about stated income mortgages. It seems that would be something we should look into. I have enough cash for a good down payment, cash reserve for a year and income producing commercial real estate and some modest oil royalties and credit score a little above 700 and no debt
Would this work??
Where do you find lender?????? What kind of questions will they ask?
Thanks for your help