Are there any accurate mortgage calculators online?

[jzsnow]

I still have about 18 months before we want to buy a home, but i'm getting my ducks in a row! Is there any online calculator for my mortgage monthly payments that you would consider fairly accurate? It seems that every calculator I run comes up with such huge swings!! I know my tax rate in the area, going on a 5% interest rate...better to be high than low!

Any ideas?

[tshope4205]

If you're going FHA - this one seems to be pretty detailed & accurate:  http://www.fhahomeloanmortgage.com/calculators/fha_mortgage_calculator.shtml

[bigboihill]

This one  is awesome for FHA loans, and estimated my payment accurately down to the penny!  They have calculators for all types of loans however.

http://www.anytimeestimate.com/FHA/fha-mortgage-insurance-calculator.htm

[shorttough]

go to MGIC.com and go to rates > MI compare.

you'll need to enter stuff like property tax, HOA, insurance to get an exact quote with interest rate for your score and downpayment

[IOBA]

I go to bankrate dot com.  They have a wide range of calculators.  I use the one for an ARM loan - and it's VERY accuate.

[StartingOver10]

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@IOBA wrote:

I go to bankrate dot com.  They have a wide range of calculators.  I use the one for an ARM loan - and it's VERY accuate.

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^^^yep, me too.

[sharpie]

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@StartingOver10 wrote:

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@IOBA wrote:

I go to bankrate dot com.  They have a wide range of calculators.  I use the one for an ARM loan - and it's VERY accuate.

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^^^yep, me too.

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^^^ me three.

[tooleman694]

Im interested in knowing which ones are not accurate.