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What you say is true, WannaHouse. Thanks for making
that distinction.
However, even though there is no USDA requirement for
a FICO of 620 or better, most lenders do require that score
in order to make the loan and offer the best rates.
The same thing is true for VA loans. While they have
no FICO requirements, lenders making the loans want to see
a 620 or better to qualify for the best rates.
For FHA, depending on the lender they want to see 550-580
to get you in the door, but 620 or better gets you the best rates.
But your point is well taken. Thanks again for the clarification.
CanDo
"The right attitude is everything"
@Anonymous wrote:
Dallas!! I could give you the biggest hug right now (might be some of the pregnancy hormones talking!). Any advice on timing or things we should do for our reports to get the best rates?
Preggo hugs are cool.... We won't have to be close to each other.
*think about it*