Regular Contributor
Posts: 155
Registered: ‎06-08-2013

Attended my NACA workshop today

I am so excited to start this process after the horrible three month experience with my first LO - being told I'm approved but they're unable to "home" my loan.


The workshop was very informative.  The Presenter was knowlegeable and funny which made the day go quickly.  


My counseling appointment scheduled for September 12th. - this was the soonest available appointment. 


I already have my NACA ID from years ago - so I just need to contact the office on Monday to verify they do not issue a new one - to avoid confusion I was told.  I just hope my couneling appointment goes smooth.


I feel kind of guilty in that I am in the loan process with another LO for USDA loan.  This time I requested a TBD approval with conditions.  The timeframe is 2-3 weeks before I hear if I am approved or not. 


Was I wrong to attempt this NACA process while going through this other approval process?  I just want a home that's mine and whichever loan approves first I'm happy with because they both are great programs.

Super Contributor
Posts: 8,362
Registered: ‎09-28-2007

Re: Attended my NACA workshop today

It's fine to look into different mortgage options, no problem with that and trying to get approved for more than one.  NACA is a great program if you have the patience and are in an eligible area.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.