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Guess ill get the ball rolling for August!
Purchase Price: $257000
Signed Contract: 4/2/2017
Location: Va
Property Type: Single-Family Home
New/Existing: new construction
Type of Loan: 30YR Fixed FHA
Loan Rate: 3.8 (locked a week too soon could have been lower)
Pre-Approval: 4/16/2017
Appraisal: completed 5/27/17 received 7/10/17
Clear to Close: 7/13/17
Closing Date: 8/01/2017
Closed On: TBD
***LOOKS LIKE MY CLOSING IS BEING MOVED TO SEPTEMBER. I'LL REPOST THERE***
Purchase Price - $267,352
Signed Contract - March 15, 2017
Location - Atlanta, Georgia
Property Type - Single Family Home
New or Existing - New Construction
Loan Type - 30 year fixed Conventional
Loan Rate - 4.125%, with 0.25% paid points and a 60 day lock. I'm doing a 3% down conventional loan.
Pre-approval - March 27, 2017
Appraisal - TBD
Clear to Close - TBD
Closing Date - TBD, but mid-August
I will update this information as I get closer to the date.
Here's me!
Purchase Price - $209,000
Signed Contract - February 17, 2017
Location - North Carolina
Property Type - Single Family Home
New or Existing - New Construction
Loan Type - 30 year fixed
Loan Rate - Edit: 4.00% locked in on 6/28
Pre-approval - January 21, 2017
Appraisal - TBD
Clear to Close - TBD
Closing Date - August 24
Closed on - TBD
Crossing my fingers. I have a thin credit file, it makes me nervous even with the pre-approval.
I'm also applying for a Mortgage Credit Certificate, which is amazingly helpful if I get it.
Jumping in Here!!
Purchase Price - $309,900
Signed Contract - July 1, 2017
Location - Rhode Island
Property Type - Single Family Home
New or Existing - Existing
Loan Type - 30 year fixed
Loan Rate - 4.125%
Pre-approval - June 23, 2017
Appraisal - July 12, 2107 - $309,900
Clear to Close - August 10
Closing Date - August 15
Closed on - TBD
Selling our current townhouse. Went on the market and had an offer in 6 hours for over the asking price. Score....now we really need to find something! We took the offer and they are going FHA/first time buyer, so they needed a little time. That was fine because we hadn't stated to look yet at for a new house a couple states away yet. We went Friday, June 30th, to look at ten different places. We found 3 we loved, and put an offer in on the one that we could see ourselves in the most. Our back up has been up for a while so if for some reason inspections and/or appraisals mess something up, we have a back-up!
Will check back in as the process continues!
edit: Added interest rate and appraisal date.
edit: 7/20 Appraisal came back at purchase price
edit 7/10 Clear to Close
***Updates as of 8/1/17***
This is our first home purchase and we are so excited/nervous!
Purchase Price: $585000
Signed Contract: 6/21/2017
Location: Maryland
Property Type: Single-Family Home
New/Existing: Existing
Type of Loan: 7/1 ARM
Loan Rate: 3.125
Pre-Approval: 4/21/2017
Appraisal: $592000 (performed on 7/3/17)-YAY!!!
Clear to Close: 8/1/17
Closing Date: 8/2/2017
Closed On: TBD
Update 7/8/17: We received our appraisal report and our house appraises above purchase price at $592,000. Now on to the next phase! We are getting closer and closer to purchasing our first home.
Update 7/19/17: Received approval with conditions. The lenders wanted very simple things that were easy to provide, including copy of earnest money deposit, proof of gift funds deposit, and proof of homeowners' insurance. Sent all items same day, keeping fingers crossed we'll meet our closing date.
Update 8/1/17: Clear to Close!!!!
Hi, Everyone! Really excited to finally get to do this!
Purchase Price: $190,000
Signed Contract: 7/2/2017
Location: Atlanta, GA
Property Type: Townhouse
New/Existing: Existing
Type of Loan: 30YR Fixed FHA
Loan Rate: 4.25
Pre-Approval: 5/23/2017
Appraisal: TBD
Clear to Close: TBD
Closing Date: 8/09/2017
Closed On: TBD
Got my clear to close today!
@Anonymous wrote:Jumping in Here!!
Purchase Price - $309,900
Signed Contract - July 1, 2017
Location - Rhode Island
Property Type - Single Family Home
New or Existing - Existing
Loan Type - 30 year fixed
Loan Rate - Hoping for 4% or less, talking to lender on Monday as we signed contract yesterday (Saturday)
Pre-approval - June 23, 2017
Appraisal - TBD
Clear to Close - TBD
Closing Date - August 15
Closed on - TBD
Selling our current townhouse. Went on the market and had an offer in 6 hours for over the asking price. Score....now we really need to find something! We took the offer and they are going FHA/first time buyer, so they needed a little time. That was fine because we hadn't stated to look yet at for a new house a couple states away yet. We went Friday, June 30th, to look at ten different places. We found 3 we loved, and put an offer in on the one that we could see ourselves in the most. Our back up has been up for a while so if for some reason inspections and/or appraisals mess something up, we have a back-up!
Will check back in as the process continues!
There's my neighbor.. Following and keeping fingers crossed for you that everything goes smoothly...
Purchase Price: $294,900
Signed Contract: 7/1/17
Location: WI
Property Type: Single-Family Home
New/Existing: Existing
Type of Loan: 30YR Homebuyer's Choice from NFCU
Loan Rate: 4.625
Pre-Approval: 6/20/17
Appraisal: completed 7/12/17
Clear to Close: TBD
Closing Date: 8/15/17
Closed On: TBD
Thanks to this forum I was able to rebuild my credit a few years ago up into the 800's and also had to rebuild my fiance's. This mortgage forum also offered a lot of insight and helped me figure out the mortgage process.
@Anonymous wrote:
@Anonymous wrote:Jumping in Here!!
Purchase Price - $309,900
Signed Contract - July 1, 2017
Location - Rhode Island
Property Type - Single Family Home
New or Existing - Existing
Loan Type - 30 year fixed
Loan Rate - Hoping for 4% or less, talking to lender on Monday as we signed contract yesterday (Saturday)
Pre-approval - June 23, 2017
Appraisal - TBD
Clear to Close - TBD
Closing Date - August 15
Closed on - TBD
Selling our current townhouse. Went on the market and had an offer in 6 hours for over the asking price. Score....now we really need to find something! We took the offer and they are going FHA/first time buyer, so they needed a little time. That was fine because we hadn't stated to look yet at for a new house a couple states away yet. We went Friday, June 30th, to look at ten different places. We found 3 we loved, and put an offer in on the one that we could see ourselves in the most. Our back up has been up for a while so if for some reason inspections and/or appraisals mess something up, we have a back-up!
Will check back in as the process continues!
There's my neighbor.. Following and keeping fingers crossed for you that everything goes smoothly...
Hey...long time! How have you been! Moving even closer to you now!
Update...Inspection happened yesterday. Started from the basement and worked up. Nothing at all and I thought we were done. He then peeked in the attic...Mold!! Ugh. Oh well. Remediation was put in the works by both Realtors yesterday...hoping to come to an agreement once the report comes back.