Desperately trying to get my score up, and have begun the process of picking up the trash of the last 10 years. Feel like such a jerk.. :-(
Quick question: Is becoming an authorized user on my dad's CC still a viable solution? I do have one new Cap 1 CC and I have 2 1/2 years of car payments that have been perfect.
Is a hard inquiry generated when one becomes an authorized user? Hard Inquiry for ME, not my dad.. :-)
Thanks for any intel. You all are awesome and I have leaned SOOO much so far!!
Thanks for the info. Dad is 780 or something. They just RF their house so it is recent.
Any drawbacks/negatives for becoming an AU?