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Auto Refinance Advice Needed

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Anonymous
Not applicable

Auto Refinance Advice Needed

Hi,
 
If anyone out there know any places i can look for refinancing my car,
it will be greatly appreciated
I tried my local credit union, they only pay 80% of the bluebook
bluebook is 26,300 according to them
i would have to come up with 5 or 6 thousand..that i don't have up front
Interest rate of 9% (awesome)
 
This is the situation im in now:
 
2005 Chrysler 300C Hemi fully loaded 33,000 miles
My Annual Percentage Rate is 20.55% (way high)
My monthly payments are $645.63
My Pay Off is 26, 900
Myfico score Experian-657
 
Thanks in advance
 
Message 1 of 3
2 REPLIES 2
Cooneyca
Regular Contributor

Re: Auto Refinance Advice Needed

boat_captain
 
hope you're still looking at this.  I just did a refi through Rate Genius (rategenius.com) which is similar to Lending Tree except they deal exclusively in Auto Refinancing.  They do not charge anything for their services.
 
I was paying 16.45% and they found me a loan for 8.6%.  I had 16 offers come back from my application with Citi Financial giving me the best rate.

boat_captain wrote:
Hi,
 
If anyone out there know any places i can look for refinancing my car,
it will be greatly appreciated
I tried my local credit union, they only pay 80% of the bluebook
bluebook is 26,300 according to them
i would have to come up with 5 or 6 thousand..that i don't have up front
Interest rate of 9% (awesome)
 
This is the situation im in now:
 
2005 Chrysler 300C Hemi fully loaded 33,000 miles
My Annual Percentage Rate is 20.55% (way high)
My monthly payments are $645.63
My Pay Off is 26, 900
Myfico score Experian-657
 
Thanks in advance
 



Jan 07: tu 498, ex 501, eq 504
Oct 07: tu 716, ex 712, eq 723
Nov 07: tu 693, ex 664, eq 672_post app frenzy
Message 2 of 3
Anonymous
Not applicable

Re: Auto Refinance Advice Needed

what was your experian or TX score when you did a refinance?
Message 3 of 3
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