I got an auto loan maybe 5 or 6 years ago, a 4 year loan paid off in 3 years, while i was in college. It was through a local small town bank, and has never shown on up on my credit reports. Is this a normal occurance? Is there anything I can or should do about this? I feel kind of short-changed by this. It is like part of my credit history never existed.
you said it was a local bank, they probably dont report unless seriously late. just like private mortgages that are not reported. can be good and can be bad.
Well, I found out some information. My bank doesn't report to the credit bureaus. They plan to report in the future. They would provide a letter stating my history to aid in obtaining credit in the future.