Any suggestions are how to get an automated underwriting approval? After a couple of months of hard work I am down to an ALMOST a clean report except for a student loan that I defaulted on. It has been paid off for years and will fall off my report 11/2015. Positives include 1 car loan (opened 3/2014) 4 credit cards(1 open 3 years, 2 open 3/2014 and one 8/2014). I am not sure how this effects my report but in 2005 I took out 2 student loan then cancelled them, but they show as two different entries on my report. They show closed, paid as agreed. Right now my UTI is a little high but I am working on bringing that down in the next 2 months I should be down to less than 5%.
Any suggestions of what I can do at this point so that I can get an automated approval in March/April 2015?
Thanks in advance!
