Why is this? I wonder because I'm starting to feel a little skeptical since our file is in uw with Wells Fargo at this very moment and I'm sitting on pins and needles waiting to hear back. It's supposedly been in uw all week and we were supposed to have an answer today, but I tried to email our LO and get an out of office reply...aaaggghhh!!!!!!! I can't take another weekend of not knowing...our midscore is 616, just four points shy of the golden line and this is after we paid our only revolving account down from over the limit to 9%. We made it through automated underwriting and were given a preapproval...our LO says we are good and gives us a 99.9% chance of closing the deal, but it just seems too good to be true and I'm just waiting for the ball to drop. So, do you see Wells Fargo pull this type of loan off, should I really believe him?? I just want those keys, this whole process is KILLING me, I don't even know if it's worth it anymore