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Bank of America says 539, MyFico says 590?!?!

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Anonymous
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Re: Bank of America says 539, MyFico says 590?!?!

Yea, I just found that out AFTER reading some more. I went ahead and got the FICO score from MyFico TU Quarterly. Thanks.

Message 11 of 14
Anonymous
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Re: Bank of America says 539, MyFico says 590?!?!

Thanks for the BOA info! Did not know so I will def keep that in mind!

Message 12 of 14
Booner72
Senior Contributor

Re: Bank of America says 539, MyFico says 590?!?!

Ok - but remember, the score you get won't be the same unless the lender you use specifically uses the TU98 scoring model.  The EQ score you can get here at MYFICO will be spot on. 

STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720
Message 13 of 14
Anonymous
Not applicable

Re: Bank of America says 539, MyFico says 590?!?!

Hi there,

 

I've been on vacay, so hopefully your situation with BOA has been updated. If not, I just want to add onto Booner's warning.  BOA as well as Wells Fargo are in the same boat!  They are saying they go as low as 580 (or even 500), but it has not proven true yet lately on this board. Lots of people have been told that same thing (me included), but it hasn't worked out. 

Message 14 of 14
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