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If you are in the market for a home mortgage, I'm wondering if you would mind sharing the best rates/fees you are receiving.
The best offer I have is 2.75% with no lender fee (third party fee and gov fees are separate, but it is pretty much the same as any other lender I have talked to). This is a remote lender.
The best local offer I received so far is 2.875% with 325$ credit towards closing.