Hi everyone. We are finally starting to build our home. We went through things pretty well, just a bunch of waiting and patience. We have a brick foundation up, the wood, porta potty and bricks all on the the land. I am very humble and excited as well. Please forgive me for not updating. It all was just a waiting period. They started preping the land about two weeks ago. I tried to upload pics, but was unable to. Will continue trying however. Thank you and please update me with you guys's journey. I love to see them. Feel free to ask me any questions. 
Thanks for sharing. We are still in underwriting. It's been over a week now and closing is Monday. For some reason, I don't feel anxious about it maybe because I pray each time anxiety sets in
keep us posted
keep us posted
Prayer definitely helps!
@Sweetkoils wrote:
Thank you so very much for sharing your journey with the myfico community. It definitely lifts my spirits and brings everything into perspective. I am so happy for you and other members who are in the process of building their homes. Update when you can and once again "congrats". Chris
Sweetkoils you are definitely right about never giving up! In my younger years I took my very nice credit score and credit for granted. Hit a rough patch in '08 and realized I was out of touch with the new unforgiving nature of creditors and ruthless collection agencies. Now I'm truly realistic about how quickly a perfect situation can go bad and if you're a bit extended on your credit lines, you could be left in the crashing plane position credit wise lol I'm so happy for you and so many others that have achieved all their credit and home buying goals. My goals 1) continue to rebuild 2) land purchase 3) construction to permanent mortgage. It will happen, I have no doubt!
@Sweetkoils wrote:
They do construction loans. We went through a broker who matched us with a builder who accepts VA funding.
Hey Sweetkoils-
Thanks so much for sharing your VA home loan and build journey. My partner and I are in the process of getting all our ducks in a row to start the process of building a duplex thru a VA Loan. Is is possible for you to write down the exact steps you took from start to finish in building your home? Did you guys purchase the land with your mortage loan or was that something you bought before hand with another loan? Was your construstion loan and mortage loan all with one loan approval process or was it more then that. How did you find a builder willing to work with a VA loan? Were you able to custom build your home or was there a model they went by. Please let me know any question you can answer as I would really apprecaite it..If you would rather PM back with your answers that works for me as well. Please let me know either way if you could help me.. Thanks