My father just passed the 10 year mark on his bankruptcy so now it is off his credit report. His report is basically blank now, he has done nothing and applied for nothing since then. He would like to buy a mobile home now and has 20% for a downpayment. Would he be approved for something like this? Would it help if I applied with him since I have established credit? (no major negatives, score around 630 only because of semi high card usage). His score is around 646 he said and he has been working at the same job for over 2 years.
I no that we have financed people with bankruptcy on their credit after 10 years I believe that it should not be a problem. It really depends on what lender you go through.
What state is he wanting to buy in?