Does anyone know if NFCU checks CAIVRS for their conventional loans? I am applying for the homebuyers choice. However, I am afraid I might be on the CAIVRS. After a divorce, I filed bankruptcy in Jan 2012. My ex-husband short sold the hosue (which was what I knew was going to happen) in May 2013. However, the amount it was sold for was very close to the FHA mortgage on it (if short, maybe $4,000), so I am not sure if the mortgage company made a claim. I have not had anyone run a CAIVRS check yet, I am just trying to prepare for worst case scenarios. It is 2 years this month from when the warranty deed was signed over by my ex-husband to the new owner, which should be ok for conventional I think. Ugh I hate this...
