CAN WE GET A LOWER FHA RATE? ... WHAT DOES IT COST TO LOCK?

[tirado126]

i was at 4.6% and paid $2500 to lock in at 4.25%, fha 30ye fixed...set to close on juy 26th.

[mg85]

I'm locked in at 4% and set to close on the 19th. According to my lender, if you have a midscore of 640 and above, you are guaranteed the best rate available with FHA.

[Amythyst]

Um, how exactly did I mislead the OP?  She was asking about fees to buy down a rate and I was sharing how much it would have cost me to buy down to 3.25%.  I was not implying anything that the rate I got was still available.  And that IS the rate I got and I locked it in at the end of June.  But, my rate is irrlevant... I was answering the OPs question about the buy down. 

Don't try and discredit me...that's not nice.

[shawneet]

I really appreciate everyone's input on the topic.  So a huge "thank you" to everybody ... please continue to give me input.  Every bit of information is welcome information.