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Would it be possible to be able to be approve for $105, 000 mortgage loan? My income $1800 monthly and my debt is $320, car loan thru Captial One Auto ($14,825). Credit Score 578
Capital CC - $750/302
Macys- $400/$25
Credit One- $600/0
Bank America-$300/$0
Capital Auto $14,825
What baddies do you have? You should be at a 620 standard before applying for a loan. Have you tried going to the rebuilding section? We are all here to help realize our dreams together no matter how long it takes : )
We are finally homeowners!!
Closed May 5th-30 yr fixed at 5.25%.
We don't know anything about your property tax rates. but even if they are low... that income will not likely support the home purchase.
do you have other income?