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Received an email from the LO yesterday and this is what she had to say:
They asked for updated bank statements – I emailed them to the underwriting department.
Adjustments needed from the appraiser – those have been requested
Approval from the MI company – We will send the file to the MI company once the other conditions have been cleared.
The approval is based on all of the conditions being cleared
I've read on other posts regarding adjustments to the appraisal, what does that mean? and do I need to be worried about the MI underwriting? Were set to close 3/28 at 9:00a.m.
Were doing a conventional loan with 3% down, 3.85% interest rate, buying house for $148,000 and appriased at $177,000. Please let me know your thoughts. Were so close
ANYONE????
There may have been sales or other data not immediately available to the appraiser, or something else in the appraisal was not complete for any number of reasons. I doubt it's a huge deal. Looks like you're at the goal line!