Okay here it is
My scores 672 TU 646 EQ 635 EX
Wife is 650 and up on all three.
No collections
No lates for right a year
69,800 combined income on w2
My wife has been at the same employer for three years
I had been with the same employer for six years but took a new job in August in the same field. I went from managing retail sales to a sakes role with a financial institution. I took one day off between jobs.
Our total debt is around 750 a month.
Looking at a home priced at 200k
Have enough Down for FHA
looking to get an FHA loan before rule changes
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015