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@StartingOver10 wrote:
@Imperfectfuture wrote:
Using Shane's logic, saying hubby makes 3500 after tax (not including investments, savings, etc), homeowners at 1k, property tax at 1300, no payments (presumably non community property state), you can afford up to 175k+
Use this calculator. http://www.bankrate.com/calculators/mortgages/new-house-calculator.aspxDon't assume HOI at $1k and property tax at $1300. These items vary wildly all over the country and I know Shane uses different numbers appropriate to the area in which the loan in made.
The OP can substitute the appropriate real estate taxes and HOI suitable for the OP's area
Whoops, I am sorry tired. Meant SO10 logic. Got the wrong name.
UPDATE: I spoke to our lender. She said we qualified for $250,000 for FHA and up to $200,000 for the rural home loan. Whoop Whoop! I was getting some kind of nervous.
Congrats!