If I have low income with good credit can I partner with a family member who has a 475-550 FICO and good income to qualify?
Wanting to get an FHA if possible. They will look at your and your partners 3 mortgage scores and take the lowest middle score. Example: Yours: 700 680 710 Your Partners: 550 475 520..... They would use the score of 520.
I am correct to believe that I can still get a loan if I got my first home with a conventional last year?