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Established Contributor
Posts: 771
Registered: ‎01-09-2008
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Can I get a home loan if I just started a new job?

I was layed off and just started a new job.  Can I still get a mortgage?  My fiance also has a paid tax lien on his credit report will that affect us getting a loan?  hes been at his new job for 8 months.
Gardening since 5/3/2016
Regular Contributor
Posts: 166
Registered: ‎07-08-2008
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Re: Can I get a home loan if I just started a new job?

When we bought our house(at closing time) my wife had only been on her job for 18 months and I had just made 2 years at my present employer... but we were in the same fields of work. I think for FHA its 2 years in the same field. Paid tax liens... ask a loan officer before you apply. A super clean credit history and an impressive down payment is a plus when you have employment or field of work issues.
I've been where you are trying to go and I don't wanna go back.
Super Contributor
Posts: 7,915
Registered: ‎07-03-2007
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Re: Can I get a home loan if I just started a new job?

When I bought my house.... My wife had to sign for me at closing because I was in a job training on the East Coast.

 My point? Yes, you can


FHA requires 2yrs same line of work. Are you going FHA?

What was old job? What is new job?


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