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Can I get a home loan if I just started a new job?

Established Contributor

Can I get a home loan if I just started a new job?

I was layed off and just started a new job.  Can I still get a mortgage?  My fiance also has a paid tax lien on his credit report will that affect us getting a loan?  hes been at his new job for 8 months.
Gardening since 5/3/2016
Message 1 of 3
2 REPLIES
Regular Contributor

Re: Can I get a home loan if I just started a new job?

When we bought our house(at closing time) my wife had only been on her job for 18 months and I had just made 2 years at my present employer... but we were in the same fields of work. I think for FHA its 2 years in the same field. Paid tax liens... ask a loan officer before you apply. A super clean credit history and an impressive down payment is a plus when you have employment or field of work issues.
I've been where you are trying to go and I don't wanna go back.
Message 2 of 3
Super Contributor

Re: Can I get a home loan if I just started a new job?

When I bought my house.... My wife had to sign for me at closing because I was in a job training on the East Coast.

 My point? Yes, you can

 

FHA requires 2yrs same line of work. Are you going FHA?

What was old job? What is new job?

 

We deal with this type scenario a LOT!!

Retired Lender
Message 3 of 3