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Can I get a mortgage with these scores with a SS and FC

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ilzhoefer
Frequent Contributor

Can I get a mortgage with these scores with a SS and FC

Hello:

 

I just pulled my scores from this site and they are as follow:

 

Equifax
732 Score (8)

717 Score (5)

Transunion 

728 Score(8)

727 Score (4)

Experian

721 score (8)

717 Score (2)

 

I had a Short sale close dec 2012.

I had a foreclosure close Sep 2014.

All due to divorce, etc..

 

I realize I cannot get most home loans, but I assume there has to be some lender will to issue me a loan?

Thoughts?

 

 

Message 1 of 2
1 REPLY 1
Anonymous
Not applicable

Re: Can I get a mortgage with these scores with a SS and FC

You'd have to look at portfolio lenders. Slightly higher rates and require larger downpayments. Fannie/Freddie sellers can't do anything to avoid SS/FC seasoning requirements.

Message 2 of 2
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