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Can I get a mortgage?

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yellowcake
Regular Contributor

Can I get a mortgage?

I am thinking about buying a home a year from now. Here's my info:

 

Credit: 720+ all 3 bureaus, no baddies, no CC debt but very high student loan balance: 93k

 

Income: 77k annual salary

 

Source of income: With company for 1 year, industry for 5.

 

Monthly debt payments: Car: 191; Student loans:640

 

Down Payment: 10k

 

Location: San Antonio, TX area

 

Property: Single family home primary. First home purchase.

 

Value: About 175k

 

Thanks!

 

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guykara
Frequent Contributor

Re: Can I get a mortgage?

Just by the looks of it, you seem like an ideal candidate for a mortgage. Enjoy the buying process!



Starting Scores (10/18/2013): EX: 603 | EQ: 572 | TU: 659
5/05/2014 EX: 628 | EQ: 627 | TU: 623
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Current Scores: EX: 670 | EQ: 663 | TU: 681
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