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I am thinking about buying a home a year from now. Here's my info:
Credit: 720+ all 3 bureaus, no baddies, no CC debt but very high student loan balance: 93k
Income: 77k annual salary
Source of income: With company for 1 year, industry for 5.
Monthly debt payments: Car: 191; Student loans:640
Down Payment: 10k
Location: San Antonio, TX area
Property: Single family home primary. First home purchase.
Value: About 175k
Thanks!
Just by the looks of it, you seem like an ideal candidate for a mortgage. Enjoy the buying process!