cancel
Showing results for 
Search instead for 
Did you mean: 

Can I get approved for a home loan with bad credit?

tag
sarahlongjump
New Member

Can I get approved for a home loan with bad credit?

I have 3 outstanding charge offs. I current have 0 balance on the rest of my credit cards. My credit is currently 665. Can I still get approved for an FHA loan?

Income is 45K/yr
Message Edited by sarahlongjump on 11-10-2009 12:53 AM
Message 1 of 4
3 REPLIES 3
rockymtngrl
Frequent Contributor

Re: Can I get approved for a home loan with bad credit?

How much are the charge offs and how long ago? Based on credit only its possible if the charge offs are old and not too large, you may have to do some looking for a lender who won't require them to be paid, but they are out there. Theres a lot more to buying a house then just your credit though.
Message 2 of 4
sarahlongjump
New Member

Re: Can I get approved for a home loan with bad credit?

The charge offs are about 3K total and they were back in 2004.
Message 3 of 4
BungalowMo
Senior Contributor

Re: Can I get approved for a home loan with bad credit?

So none of the CO's were sent to CA's???  Do they show $0 bal?
BK 7 discharge 06.24.2020 No Fico score at all. Smiley Sad
Message 4 of 4
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.