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Hello,
I have owned the same home for almost 8 years and would like to use the repeat homebuyer credit. I am not sure if I qualify because of the history of the homeownership. Advice would be appreciated.
History info:
1. purchased in 2001 with ex-husband. Both of us were on the deed.
2. divorced in 2005. Had the deed quit claim deeded to in my maiden name.
3. got remarried and added current husband in 2008. At this time I also changed the deed to my new married name. He has only owned the home per deed for 2 years.
The law reads that it will test the homeownership of both husband and wife. However, I am assuming that they are thinking both spouses would be purchasing the new home together. If I purchase a new home on my own, can I then quality for the credit? It seems like such a shabby deal if I cannot receive the credit due to a divorce and remarriage. Help would be greatly appreciated!