I am going for a mortgage and I need to provide two months bank statements. I deposit most of my money into my wife's bank account. She is not going to be on the mortgage because she does not work right now. I don't have many funds showing on my bank statement, so I was wondering if I can use my bank statement and my wife's statements. Will the bank accept her statements along with mine even though she is not going to be on the loan? I am going through Wells Fargo for a USDA loan.Thank you for any info.