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Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: Can't prove I'm disabled


JennyMominRI wrote:

In a way it makes sense. I guess what they are trying to do is verify my SSDI as long term income. While the VA will rate you as permanently disabled, SSDI does not have a "permanently disabled" status. As such, they ask for a doctor to state that your condition is likely to continue for at least 3 years.

  This was not explained to me very well and as such I don't think I explained it to the doctor well.

 I also assumed my new doc had my  medical records. He does not, and so he is simply going on my word and the VA letter.   Hopefully having lab results in hand will help me out.   


I see what you're saying but my wife receives SSDI and we've never had to supply proof that this income for her is permanent.

 

But every lender has their own unique hoops to jump through.  :smileyhappy:

 

Once again I hope this all works out for you.

Established Member
JennyMominRI
Posts: 25
Registered: ‎05-11-2007

Re: Can't prove I'm disabled

Got my letter. Clear to close tomorrow at 2 PM

Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: Can't prove I'm disabled


JennyMominRI wrote:

Got my letter. Clear to close tomorrow at 2 PM



Good for you!

Established Member
JennyMominRI
Posts: 25
Registered: ‎05-11-2007

Re: Can't prove I'm disabled

They pulled my credit again today but not a Tri-merge. Looks like they just pulled TU. Is it common to just pull the one at closing?  

Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009

Re: Can't prove I'm disabled

[ Edited ]

JennyMominRI wrote:

They pulled my credit again today but not a Tri-merge. Looks like they just pulled TU. Is it common to just pull the one at closing?  


Sorry but I can't answer that. It's been many years since I applied for a mortgage.

 

Edited for a typo.

Regular Contributor
Sunshine85
Posts: 221
Registered: ‎01-14-2012

Re: Can't prove I'm disabled


JennyMominRI wrote:

Got my letter. Clear to close tomorrow at 2 PM


Glad everything worked out. Enjoy your new home!


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