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@JennyMominRI wrote:In a way it makes sense. I guess what they are trying to do is verify my SSDI as long term income. While the VA will rate you as permanently disabled, SSDI does not have a "permanently disabled" status. As such, they ask for a doctor to state that your condition is likely to continue for at least 3 years.
This was not explained to me very well and as such I don't think I explained it to the doctor well.
I also assumed my new doc had my medical records. He does not, and so he is simply going on my word and the VA letter. Hopefully having lab results in hand will help me out.
I see what you're saying but my wife receives SSDI and we've never had to supply proof that this income for her is permanent.
But every lender has their own unique hoops to jump through.
Once again I hope this all works out for you.
Got my letter. Clear to close tomorrow at 2 PM
@JennyMominRI wrote:Got my letter. Clear to close tomorrow at 2 PM
Good for you!
They pulled my credit again today but not a Tri-merge. Looks like they just pulled TU. Is it common to just pull the one at closing?
@JennyMominRI wrote:They pulled my credit again today but not a Tri-merge. Looks like they just pulled TU. Is it common to just pull the one at closing?
Sorry but I can't answer that. It's been many years since I applied for a mortgage.
Edited for a typo.
@JennyMominRI wrote:Got my letter. Clear to close tomorrow at 2 PM
Glad everything worked out. Enjoy your new home!
Are you aware how difficult it is to get on SSDI? Only 1/3 get it at first attempt. 2/3 are rejected.
Did you know that if a person is on SSDI, the disability is presumed permanent unless circumstances show otherwise? People with temporary injuries and disabilities are not allowed on the program.
It is important for bankers to understand this, rather than say a doctor has to prove what the program itself means.
@circlequill wrote:Are you aware how difficult it is to get on SSDI? Only 1/3 get it at first attempt. 2/3 are rejected.
Did you know that if a person is on SSDI, the disability is presumed permanent unless circumstances show otherwise? People with temporary injuries and disabilities are not allowed on the program.
It is important for bankers to understand this, rather than say a doctor has to prove what the program itself means.
Hi circlequill and Welcome to the forums,
Just wanted to let you know, this thread is well over a year old and the OP isn't posting anymore.
So when posting to a thread, be sure to check the date of the thread.
It is discrimination to ask for doctor note, medical informatio, etc. If you were denied a loan, call HUD and file a complaint.