Reply
Regular Contributor
Posts: 147
Registered: ‎03-21-2012
0

Re: Can this be fixed?

got word from att that I could not in fact pay them directly and would have to go through the collection agency. UUUGH I called and pleaded with them to do a pay for delete and they just wouldnt do it.  Then the manager told me that if I paid today they would ofcourse update my accts to paid status and send me a satisfaction letter but both would not happen for another 30 days!!! I was so upset and I told her that it is really unfair that they recieved this acct in august but did not contact me until october and then reported on my credit reports 10 days after sending the first letter.  She actually agreed and decided to send me a letter stating that I made a payment today.  Then she said she would override the 30 day wait for the satisfaction letter and have it sent in 15 days......i guess thats the best that can be done at this point.  I will keep my LO abreast of the situation.  I did tell my realtor who happened to be in a meeting with a LO from wells fargo so he told him my situation and he said the letter of satisfaction and my LOE should do the trick.  Meanwhile, we submitted an offer yesterday and the listing agent as assured our realtor that her clients will be signing tonight!!! Hoping all goes well.

Starting Scores:TU/513 EQ/484 EXP/513 3/2012 (lender pull)
Current Scores:TU/681 EQ/637 EXP/613 11/2012 (lender pull)
Goal:700 across the board
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.