Car Loan with fico score: 588?

[Anonymous]

Is there any way to get a Car Loan with a 588 score; and no co-signer? I don't really care about the interst; is going to be my first car; trying to look around 10k. Any ideas who I can turn into?

[Anonymous]

Yes with proof of income. Interest can be between 12% to 17%.

[Anonymous]

Try a local credit union

[joinme]

Yes My scores are lower 532 567 564 the Kia dealership got me financed with Drive Financial, like yourself at the time I didnt care about the intrest because I would have lost my job without transportation, my old car died on the weekend, and thats when I went to the dealership, Now I am looking to refinance-ANS

[dallasjetfan]

Yup! I got one with Capital One @13.75% interest 1 month after my BK was discharged and had 495 FICO.

[Anonymous]

i financed through Cap 1 auto...August 2006, my credit score was 530's. 18.9% refinanced last week (sept 07)  my credit score 610"s 14%.

[Anonymous]

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mymy wrote:

i financed through Cap 1 auto...August 2006, my credit score was 530's. 18.9% refinanced last week (sept 07)  my credit score 610"s 14%.

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did you refi through citi again and get a lower rate, or did you have to shop it around?

[Anonymous]

i re fi through HSBC an offer i got in the mail

[Anonymous]

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mymy wrote:

i re fi through HSBC an offer i got in the mail

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thanks. we have a car through citiauto and was wondering how easy they were when asking/qualifying for a lower rate.

[CreditDrama85]

for those that used cap 1, did they require any additional info? paystubs? stuff like that? how long did it take to get approved?

i may try them.