@JusdoNit wrote:
I hate paying for incorrect information.
You could have gotten the correct information here for free!
Inquiries are always going to ding you points, by how much varies.
@JusdoNit wrote:
@MarineVietVet wrote:
@CS800 wrote:From what I see on Experians site, once you pass 7+ inq it's counted the same as 15 since. I sue EX's simulator and if my inqs drop from 11 to 0, I will gain 23 points. Again that's from the EX site that Im subscribed to.
Remember though that along with a FAKO score comes FAKO (worthless) advice.
From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782
"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".
Here! Here! My Ex fako continually says 708 and all the extra inquiries no change. My Ex fico from the CU says 669 (43 pts down) from 712 in Sept. They only pull Experian. I have had 5 or 6 inquires since then. All were approved, but to hear my score began with a 6 at all was like a long disturbing echo. Which is actually in tune with the 8-6 pt drops I have seen on myfico.
I hate paying for incorrect information.
UPDATE: Received the denial letter in the mail with my score reporting from Experian as a 706. Which is in line with the fako and in the realm of my scores here at myfico. I haven't an idea why that CU rep told me 669 over the phone.
I feel a bit better about the denial as my scores are still decent for the mortgage that I will be applying for later this year. Gosh! That was quite scary for a minute.
Starting Score: 722