Credit Card Center Advertiser Disclosure

Established Member
Posts: 15
Registered: ‎10-16-2010
0 Kudos

Chase/VA Pre Approval

Hello everyone finally after a long 6 month process I finally have the scores we need to get qualified. 2 years post ch.7 scores are EX. 653, TU. 678, EQ. 600, I was automated pre approved in about 30 min. I noticed their fico requirements changed from 620 to 640 on Nov. 1, also now married couples dont have to include one another one the loan if the the credit scores arent up to par, they can qualify solo if they can. Im looking to close before the end of the year to keep from having to pay property tax for the year 2013 since im 100% sc VA but banker said it might be a long shot since the holidays will be coming. Im just grateful to get the opportunity to own my first home no matter what. I will keep everyone updated. 

Starting Score: EQ 425 (Discharged Ch. 7 BK 11/16/2010)
Current Score: EQ 600/TU 677/EX 663 (All Lender Pull 11/10/2012)
Goal Score: 700 Cross The Board

Take the FICO Fitness Challenge
Posts: 91
Registered: ‎04-09-2012
0 Kudos

Re: Chase/VA Pre Approval

Good for you!!!!   We will be watching your progress, you will be blessed with a home if you really want one. Smiley Happy



Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.