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I closed on 1/24/12 and my mortgage is still not reporting. My broker sold it to Wells Fargo in Feb. Wells Fargo sold it to Freddie Mac in late March... Any idea on when this will report?
WF reports after the 3rd statement. They say that if something went wrong in closing or title or whatever, the buyer shouldn't be punished with a bad credit report hit. They want time to make sure everythign is A-Okay. I know this bc WF bought my loan, too. If your first payment wasn't due til March, you've still got some time b4 it reports. My scores went up when it reported as it helped my mix of credit (I think).....It's exciting when it reports!