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Member
Posts: 20
Registered: ‎10-23-2012
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Closed 12/28/2012

We closed on our new home with Castlerock Homes on 12/28/2012. It was a new construction and we got a 3.375% interest rate. Castlerock paid all of our closing costs except for the down payment. So our closing costs went from about $12,000 to only $5318.77.  Even though the home loan process was a pain in the butt and my loan processor was still asking for bank statments and copies of deposited checks two days before our scheduled close date, it was very much worth it. I am enjoying my new home!!!

 

A note: Be sure to always read your GFE's my loan processor made a mistake when doing my final mortgate  payment calculaion and had our mortgage payment amount listed at $100 more that it was listed on the original GFE. Once I pointed this out they corrected their mistake and our mortgage payments stayed at $1392 instead of $1492.

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New Contributor
Posts: 73
Registered: ‎06-26-2012
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Re: Closed 12/28/2012

Congrats what a great way to go into the new year..God bless.

 

Moderator Emeritus
Posts: 7,225
Registered: ‎09-16-2011
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Re: Closed 12/28/2012

Congrats!!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
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Valued Contributor
Posts: 3,406
Registered: ‎12-19-2012
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Re: Closed 12/28/2012

Congrats and smart advice. Thanks.
Cards: Orchard Bank ($1100) | Cap1 Cash Rewards ($2500) | Chase Freedom ($1000) | Best Buy ($2500) | Discover It ($1000) | Barclay Rewards ($2500) | Current scores: EX FAKO: 684, CK TU: 649, FICO EQ: 680, FICO TU: 698, FICO EX: 658 Happy Homeowner Since 2/6/13! Smiley Happy Last App: 4/5/13 Gardening until July 2014

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