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Regular Contributor
mocha82
Posts: 208
Registered: ‎03-11-2007

Closed! (Update) I'm all nerves... scheduled to close today at 3 pm.

[ Edited ]

I am soooo nervous right now.  The underwriter was calling around doing the final verification of employment, etc yesterday.  It was so funny b/c when she called to verify employment,  I answered the phone.  I didn't let on that it was me and I just gave her directions as to how to acquire the information. lol.  Here it is, not even daylight yet and I am wide awake!:smileytongue:

Closed on my 1st home on: 11/30/2011
First Guaranty Mortgage Corporation (FGMC)
Starting Score:Equifax: 490 (01/14/2011)Transunion: 498 (01/14/2011)
Current Score: Equifax: 609(07/09/2012) Transunion: 644 (10/14/2011) Experian: 593 Lender Pull (08/22/2011)

Goal Score: 700

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Contributor
incognitony
Posts: 95
Registered: ‎06-19-2011

Re: I'm all nerves... scheduled to close today at 3 pm.

Great to hear.   Finally.

Valued Member
NCHopeful
Posts: 40
Registered: ‎05-29-2009

Re: I'm all nerves... scheduled to close today at 3 pm.

Congrats!

 

We are scheduled to close today at 4pm was up late last night getting last minute info for underwriter.  Nervous & excited and hoping I never have to go through this again.

Regular Contributor
Heavanly1
Posts: 122
Registered: ‎09-14-2010

Re: I'm all nerves... scheduled to close today at 3 pm.

Congratulations!

 

I'm scheduled to close on my first home today at 2PM! Good luck with your new place!


Starting Score: TU 599 EQ 608
Current Score: TU 694 (lender) EQ 666 (lender) EX 696 (lender)
Goal Score: middle score: 750


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Frequent Contributor
Tooliebell
Posts: 392
Registered: ‎08-11-2010

Re: I'm all nerves... scheduled to close today at 3 pm.

Great NEWS!!!!  GOOD LUCK!

Contributor
VintageGal1011
Posts: 166
Registered: ‎05-26-2011

Re: I'm all nerves... scheduled to close today at 3 pm.

I hope your closing went well!  when do you get the keys if you havent already?

Valued Member
NCHopeful
Posts: 40
Registered: ‎05-29-2009

Re: I'm all nerves... scheduled to close today at 3 pm.

We closed! Took 20 minutes at most.The nice package of 6 brand new keys was awesome.  Good Luck to all those who are in the process of buying it can be fight but it is well worth it.

Regular Contributor
mocha82
Posts: 208
Registered: ‎03-11-2007

Re: I'm all nerves... scheduled to close today at 3 pm.

[ Edited ]

VintageGal1011 wrote:

I hope your closing went well!  when do you get the keys if you havent already?



I already had keys to the property prior to closing.  I made repairs to the property a while back  Over the course of 2 + mths,  I had a very cordial relationship with both the seller and her agent.  We all had the same goal and it was just a matter of getting things done.  She even allow me to store my living room furniture inside prior to closing b/c my storage wouldn't hold it.  Overall, this has been a long... process.  The closing itself went smoothly.  I was nervous and left the cashier's check in the uhaul (and ofcourse, overreacting as usual...I thought I had lost it. lol) lt has been a great ride.  Thank you to all of you who have shared it with me.  You all were a great help during this process.  Whether u offered advice or listened when I was in one of my ranting moods.  A great BIG HUG to all of you!  :smileyvery-happy:

Closed on my 1st home on: 11/30/2011
First Guaranty Mortgage Corporation (FGMC)
Starting Score:Equifax: 490 (01/14/2011)Transunion: 498 (01/14/2011)
Current Score: Equifax: 609(07/09/2012) Transunion: 644 (10/14/2011) Experian: 593 Lender Pull (08/22/2011)

Goal Score: 700

Take the FICO Fitness Challenge


Frequent Contributor
Tooliebell
Posts: 392
Registered: ‎08-11-2010

Re: I'm all nerves... scheduled to close today at 3 pm.

Congrats!!! That is very exciting news!

 

Who is your lender?

Contributor
VintageGal1011
Posts: 166
Registered: ‎05-26-2011

Re: I'm all nerves... scheduled to close today at 3 pm.

Congrats to both of you who closed!  How exciting!  Its all over and you guys can enjoy your new homes. :smileyhappy:


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