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Valued Member
sjlcjl
Posts: 25
Registered: ‎02-12-2013
0

Closed this evening

Signed paperwork this evening. Very excited!
Went through quicken loans and did a HARP loan since I'm upside down on the value. Went from a 5.875 to a 3.99.. Not quite the 2 points I wanted, but good enough.

Everything was pretty smooth.

Was even given the go ahead to get a $31k truck loan during the loan process.

Starting Score: EQ 665 (Jan 1, 2013)
Current Score: EQ 738 4/18/13, EX 715 Lender Pull 3/15/13, TU 718 Lender Pull 3/15/13 Suposedly over 750 now from what I was told when I did my auto loan, but not sure.
Goal Score: 740


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Established Contributor
TimeToRecover
Posts: 567
Registered: ‎03-21-2013
0

Re: Closed this evening

WOO HOO Grats!


Starting Score: 570 ish
Current Score:EX (666) Fair Isaac Ver24/21/2014, EQ (669) Beacon 5 4/21/2014, TU (699) Fico Classic 04 4/21/2014 (ALL MORTGAGE PULL So close to that 700)
Goal Score: 750
NEW HOUSE - Building 60% complete
In My Wallet: GE Care Credit (8K) BofA Cash Rewards Signature Visa (5K) Cap One Quicksilver (4.5K) Chase Freedom (4K) VS Angel Card (900)
Regular Contributor
ccubedzx3
Posts: 171
Registered: ‎04-30-2012
0

Re: Closed this evening

Congratulations! I am using Quicken for a new construction home loan right now.   With your refinance, did you do everything through the myql website?  That is what I am using to provide all my documentation.  Just wondered if refinances used the same.

 

 


Starting Score:5/22/10 590
Current Score: 6/11/13 670
Lender Mid Score: 6/11/13 670

Goal Score: 700


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Valued Member
sjlcjl
Posts: 25
Registered: ‎02-12-2013
0

Re: Closed this evening

Yup, did everything through the myql site.. 

The only thing that did put me off a little was that I could not get someone on the phone other than my mortgage broker (the first person I talked to there.)

So be prepared..  They will email you back, but some times you need to get them on the phone to understand exactly what they want.

Good luck!


Starting Score: EQ 665 (Jan 1, 2013)
Current Score: EQ 738 4/18/13, EX 715 Lender Pull 3/15/13, TU 718 Lender Pull 3/15/13 Suposedly over 750 now from what I was told when I did my auto loan, but not sure.
Goal Score: 740


Take the myFICO Fitness Challenge


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