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I finally closed on my new home! This has been one rocky roller coaster, but it finally happened yesterday. I was stuck at a 540 credit score this past summer, and managed to get my score up to a 634. From there my application was approved through the automated system. I had 2 conditions - file my 2014 taxes with no loss and provide a gift letter from my dad. I also able to take advantage of the new FHA redcued PMI which saved me $111 within my mortgage payment. I am so happy I have closure. For anyone that is having a rough time, stay persistent, ask quetsions, and your hard work will pay off.
Congratulations! Your scores & success story will surely help many people here feel better about their odds. Thanks for sharing!
congratulations!!
Congrats!!! I am so happy for you. Living in your new home is going to make all the hurdles worth it. Congrats again and great job on your credit journey.
congrats
Congratulations. Enjoy your new home.
Yea, congratulations! Saving $111 per month is awesome! That $39,960 in a 30 year mortgage...wow!
That is awesome! I am sooo happy for you!
What a great feeling that must be.
Thank you all!!!
Congrats !!
Enjoy your new home .