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Established Contributor
nicemann
Posts: 583
Registered: ‎03-12-2008

Closing Question

Well it's almost that time.  Suppose to close this Thursday.  Everything on my side and my loan officers side is done.  She is suppose to send all the final paperwork to the title company in a day or two.  As I said in another thread I had my AC unit stolen so they have to replace it before the loan is funded because it is a FHA.  Let's just say best case scenario they did get it done early this week.
 
The house I am buying is a foreclosure that is currently owned by a bank out of state.  On the day I close and sign the papers they will not be there.  How does that usually work?  After I sign do we have to send the paperwork to them to sign and it costs me a couple of more days before I get the keys?  This bank has been really slow at responding.  That is why I am not holding my breath on the AC unit being fixed before which will hold everything up.
 
Sorry first house.....just kind of nervous that everything is getting so close.  Thanks for any feedback
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Established Contributor
nicemann
Posts: 583
Registered: ‎03-12-2008

Re: Closing Question

Guess it's was a slow night.
As of 04/23/2011 - 731 for EQ FICO
As of 03/02/2012 - 779 for TU FICO
As of 12/2010 - 720 - 729 For EX (Chase FICO Score Provided by EX)
Frequent Contributor
caliborne
Posts: 263
Registered: ‎03-27-2008

Re: Closing Question

The builders were not at my closing just us, our realtor and the lawyer (in NC all closings are done by attorneys)

The builder had already signed all the paperwork and we were handed our keys at closing!
FICO 6/2/08 , EX 754, 5/2 TU 720 EQ 722

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